The following is a message sent by
someone who followed our
and had success! [minor editing for privacy and brevity.]
Date: Fri, 07 Apr 2000
Hi. Last week I was informed by my bank,
that I was put on Chex Systems. They closed
my account. After researching information on
your site, as well as discussing legalities with
my attorney, I gained much valued information.
I paid the debt (two bank charges) and went
directly to my branch manager at my bank.
What a snob she was! Very nervous and
intimidated by me. I think I may have had
too many facts to substantiate my position,
and they made her uncomfortable. She refused
to reopen my account.
I went directly to the President of the
Region she works in, and I demanded a
written policy that outlined the criteria
that they used in determing that they
should close my account. I told her that
I had the distinct impression that if
my checking account balance had been $10,000,
my meeting with the branch manager would
have had a completely differently outcome
and my account and my reputation would
both still be intact.
I further stated that by not having a
written policy which outlined their criteria,
they were subjecting me to descrimination.
I told her I don't want a lawsuit, but my
attorney and I were prepared to file one if
need be. I certainly wasn't going to sit
and do nothing for the next five years.
After pushing her for a written outline of
their criteria, she finally admitted they
did not have one. She told me that she
would review my account. She called me
today and told me that they are going to
keep it open. Both the checking and savings.
That they will monitor it every few months
or so. I said that would be fine.
Thank you for your site.
I will keep you posted.
[END OF MESSAGE]
We'ld like to post additional first-hand accounts
of how you've been able to overcome the ChexSystems
Post your information on the
ChexVictims.com website and we will