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We recreated a letter that Bank of America
sent after a consumer contacted the
Attorney General.

A visitor to our site wrote (paraphrased):
  "I wrote several letters to Bank of America to dispute
   the information that they reported to ChexSystems.
   They totally ignored me and never even responded.
   But a short time after I notified the Attorney General,
   this is what Bank of America sent to me:

Bank of America Logo
Bank of America
www.BankofAmerica.com
June xx, 2000


Dear [Edited]

On June xx, 2000, we received an inquiry from the State of California, Department of Justice on your behalf. We appreciate the opportunity to respond to this inquiry.

To research we turned to [edited] in our Executive Customer Relations Unit. [Edited] researched your account with the information provided, and removed your account from ChexSystems reporting.

Thank you for taking time to write and for allowing us the opportunity to be of service to you.

Sincerely,

[Edited]


We show this here to motivate you to do the same.
If you feel the incident was due to a bank error but they won't cooperate with you, then contact the Attorney General in your state. If you feel the bank violated state credit law or the FCRA, then contact the Attorney General in your state. There are a hundred reasons why you should contact the Attorney General in your state.

If you are in the mood, find the individual at the Treasury who has oversight over your bank (scroll to the bottom of the list for the larger banks) and write them also!

Help us by sending in the links to the consumer complaints sites for the Attorney Generals in:
 - Alabama Attorney General [Please send us the link]
 - Alaska Attorney General [Please send us the link]
 - Arizona Attorney General [Please send us the link]
 - Arkansas Attorney General [Please send us the link]
 - California Attorney General Public Inquiry Unit
 - Colorado Attorney General [Please send us the link]
 - Connecticut Attorney General
 - Deleware Attorney General [Please send us the link]
 - Florida Attorney General [Please send us the link]
 - Georgia Attorney General [Please send us the link]
 - Hawaii Attorney General [Please send us the link]
 - Idaho Attorney General [Please send us the link]
 - Illinois Attorney General
 - Indiana Attorney General [Please send us the link]
 - Iowa Attorney General [Please send us the link]
 - Kansas Attorney General [Please send us the link]
 - Kentucky Attorney General [Please send us the link]
 - Louisiana Attorney General [Please send us the link]
 - Maine Attorney General [Please send us the link]
 - Maryland Attorney General [Please send us the link]
 - Massachusetts Attorney General [Please send us the link]
 - Michigan Attorney General [Please send us the link]
 - Minnesota Attorney General [Please send us the link]
 - Mississippi Attorney General [Please send us the link]
 - Missouri Attorney General [Please send us the link]
 - Montana Attorney General [Please send us the link]
 - Nebraska Attorney General [Please send us the link]
 - Nevada Attorney General [Please send us the link]
 - New Hampshire Attorney General [Please send us the link]
 - New Jersey Attorney General
 - New Mexico Attorney General [Please send us the link]
 - New York Attorney General Consumer Complaints
 - North Carolina Attorney General [Please send us the link]
 - North Dakota Attorney General [Please send us the link]
 - Ohio Attorney General [Please send us the link]
 - Oklahoma Attorney General [Please send us the link]
 - Orgeon Attorney General [Please send us the link]
 - Pennsylvania Attorney General [Please send us the link]
 - Rhode Island Attorney General [Please send us the link]
 - South Carolina Attorney General [Please send us the link]
 - South Dakota Attorney General [Please send us the link]
 - Tennessee Attorney General [Please send us the link]
 - Texas Attorney General Consumer Complaints
 - Utah Attorney General [Please send us the link]
 - Vermont Attorney General [Please send us the link]
 - Virginia Attorney General [Please send us the link]
 - Vermont Attorney General [Please send us the link]
 - Virginia Attorney General [Please send us the link]
 - Washington Attorney General [Please send us the link]
 - West Virginia Attorney General [Please send us the link]
 - Wisconsin Attorney General [Please send us the link]
 - Wyoming Attorney General [Please send us the link]

You might also want to consider filing a complaint with the Federal Reserve, which will forward your complaint to the appropriate agency should the bank not be under the Federal Reserve's jurisdiction. While we are on the subject, the FTC will accept your complaint online, but only uses it for generating statistics.

Please let us know if you find success with this method and also tell us the circumstances surrounding it so that we can share with others the techniques which work the best. We monitor the forum on the ChexVictims.com website so you can post your request there.

      

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